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Accident while late on insurance payment.

  • Thread starter Thread starter jd714
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jd714

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i live in the state of northern california. i was just recenently in a minor accident in which it was my fault. no one was injured. i did not turn in my insurance payment, which lead to them canceling it about a month before the accident. the other party has alrady turned in his claim. i have been told that d.m.v. will suspend my license and inpound my car plus pay a large fee. is this true, and if so can i have the other party cancel his claim and just pay for his damages?
 


I AM ALWAYS LIABLE

Senior Member
jd714 said:
i live in the state of northern california. i was just recenently in a minor accident in which it was my fault. no one was injured. i did not turn in my insurance payment, which lead to them canceling it about a month before the accident. the other party has alrady turned in his claim. i have been told that d.m.v. will suspend my license and inpound my car plus pay a large fee. is this true, and if so can i have the other party cancel his claim and just pay for his damages?


My response:

Unlike North Carolina, or North Dakota, there is no such State named, or known as, "the state of northern California." You live in California - - you may live in the "northern" part of the State, but it's just called California. Until such time as the State is officially divided into two parts, and officially re-named, it is just one, big, happy, State.

It's true, the DMV is going to take your license and driving privileges away for a year, and will impound your car, and make you pay HUGE fines.

You can ask the other party if he's willing to have you pay him directly, rather than making a claim under his "Uninsured Motorist" coverage - - but, I doubt you'll be successful.

And, even if you could get the other driver to "cancel his claim", doing so would have no effect whatsoever on the DMV actions against you.

IAAL
 

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