Activity on account after BK, getting Boxed in on dispute

[sadsam]

What is the name of your state? VA

Have a creditor who continues to report on account after I filed bankruptcy, the month after filing they reported the account 120 PD then for 6 months after that they reported it as a Charge Off. The bankruptcy was chap. 7, no assets and closed within 3 months of filing with no problems. My lawyer told me at the time that all activity on the accounts would come to a halt after filing except for notating the bankruptcy.

My other accounts are all reporting correctly and have anywhere 3 to 5 different boxes to check if disputing them but this particular account only has one box which states "not mine" then a blank box which asks to provide additional info as to why its not mine. If it had a box that I could check for "incorrect reporting" that would be great. By the creditor reporting activity on the account after filing does that necessarily signify that I can argue that it can't be mine?

 

[Ladynred]

If you're disputing this online - STOP. Your best bet for disputing this negative reporting is to WRITE A DISPUTE letter to the credit bureau and mail it certified, RRR.

There can be no negative reporting on a discharged debt - period. It is a violation of the permanent injunction of your discharge to do so and there is case law to support this.

I suggest you read this thread on www.creditinfocenter.com:
http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=242666

 

[sadsam]

Thank you for the information on the websites! I am off to do some some more research .