advice for geting life insurance

[diman]

What is the name of your state? KY

Hello,
I am a foreigner and I have never had life insurance experience. My husband has two kids from his previous marriage, I have one child. There are no kids from our marriage. He wants us both to get family life insurance – he is 52 for 20 years term, I am 45 for 30 years term. He wants we to write all beneficiaries with equal part – 25%. Could you advise me, please, what would be the best for my kid – and for this case with kids from previous marriages? My opinion is we have to go to individual life insurances. Thanks

 

[Betty]

Your best bet is to talk to a life ins. agent. The agt. can help you decide the best type of policies needed for your exact situation & based on your finances. You can find many agents in the phone book.