SkankCheese
Member
What is the name of your state? NC
Just had my meeting today. First of all, let me just say- if you file pro se (as I did) your ass gets seen last. Longest, sweatiest 4 hours of my life. Other than that I feel that I was needlessly worried. The trustee we had seemed like a funny, nice guy. When asked a couple's oocupation they replied- "sailors" (Odd profession seeing as I live waaaaay on the Western side of NC) The trustee laughed throughout the rest of reviewing their information.
Anyway I just had a few simple questions for anyone who might know.
1. He only asked me about one item on my schedules. That was a loan taken out in December 04 for about $5k. At the time, I didn't intend to file BK. But he asked what it was for, I told him and he kept right on going to the next thing. Should I be worried that he asked about this?
2. I had read on here that with me filing so late in the year, that my tax return would probably get taken. He made no mention of it- and didn't even request my last two years filings. Will I get a letter if he decides that 'he' wants it? Or is the issue nill?
and then a completely random question:
What happens if a creditor disputes a discharge? Do you get notification or something? No one showed up at the meeting- but I am 1 month behind on my car payment. I didn't sign a reaffirmation agreement, and would like to just continue the payments.. but didn't know if they would dispute the discharge... and if they did- what the steps would be.
Thanks!
Just had my meeting today. First of all, let me just say- if you file pro se (as I did) your ass gets seen last. Longest, sweatiest 4 hours of my life. Other than that I feel that I was needlessly worried. The trustee we had seemed like a funny, nice guy. When asked a couple's oocupation they replied- "sailors" (Odd profession seeing as I live waaaaay on the Western side of NC) The trustee laughed throughout the rest of reviewing their information.
Anyway I just had a few simple questions for anyone who might know.
1. He only asked me about one item on my schedules. That was a loan taken out in December 04 for about $5k. At the time, I didn't intend to file BK. But he asked what it was for, I told him and he kept right on going to the next thing. Should I be worried that he asked about this?
2. I had read on here that with me filing so late in the year, that my tax return would probably get taken. He made no mention of it- and didn't even request my last two years filings. Will I get a letter if he decides that 'he' wants it? Or is the issue nill?
and then a completely random question:
What happens if a creditor disputes a discharge? Do you get notification or something? No one showed up at the meeting- but I am 1 month behind on my car payment. I didn't sign a reaffirmation agreement, and would like to just continue the payments.. but didn't know if they would dispute the discharge... and if they did- what the steps would be.
Thanks!
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