You actually have a better deal than you think. Here's why:
1) Your premium is only $130 a month. Over a years time that's $1,560. Not bad.
2) You obviously qualified for individual insurance, meaning you don't have any serious health conditions. That's good. That means the chances of you actually hitting that deductible are pretty low, very low you might even say.
3) If you re concerned about paying more than the standard "copay" at a doctor's office or ER, take a look at individual plans with those included. You'll quickly find they are NOT as good of a deal as they'd have you believe. You don't think the insurance company or the doctor get by on allowing you to only pay $20 for an office visit do you? No. You'll pay for it every month in your premium, and then some, just in case you actually use it.
4) You OWN that policy. as long as you pay the premium. If you had group and lost your job, you'd have to worry about COBRA. If you really want to try the group route, which I would not recommend as you already have health insurance that is fairly inexpensive, you could hire your spouse ( if you have one ) as long as they perform some type of task that helps you... books, cleaning, etc. As long as it's business related. And you can pay them in benefits only.
You have a much better deal than you realize.