State: Nevada
About 5 months ago I went to see a dentist and I had a dental insurance at that time. They recommended 2 fillings and a crown and I was told that I am going to have to pay 330.80 $ out of my pocket at the end of that visit and that is all (I signed a paper for that amount)
As I was looking at the print out with the information regarding my account (after a phonecall from their collection department) they have made a mistake because my dental plan was not covering crowns so they denied a payment of 287$. When I paid that 330.80 it was 50% of that crown - 287$ plus some little additional charges.
I understand that dental treatment is not cheap, however I do not feel responsible for that payment because if I would be told that it is going to be more than 600$ out of my pocket I just would not do that and probably wait for a year (there is a waiting period of 12 months on that policy I have and then they pay 50%)
What do you think I should do. Is it a good idea to write a letter requesting a validation of that debt asking them for any kind of proof that I agreed too pay, which in fact they do not have, etc... What would be the bst thing to do in that situation?
About 5 months ago I went to see a dentist and I had a dental insurance at that time. They recommended 2 fillings and a crown and I was told that I am going to have to pay 330.80 $ out of my pocket at the end of that visit and that is all (I signed a paper for that amount)
As I was looking at the print out with the information regarding my account (after a phonecall from their collection department) they have made a mistake because my dental plan was not covering crowns so they denied a payment of 287$. When I paid that 330.80 it was 50% of that crown - 287$ plus some little additional charges.
I understand that dental treatment is not cheap, however I do not feel responsible for that payment because if I would be told that it is going to be more than 600$ out of my pocket I just would not do that and probably wait for a year (there is a waiting period of 12 months on that policy I have and then they pay 50%)
What do you think I should do. Is it a good idea to write a letter requesting a validation of that debt asking them for any kind of proof that I agreed too pay, which in fact they do not have, etc... What would be the bst thing to do in that situation?
