Denington5
New member
My husband and I live in Ohio, we rented a townhouse from 2009 to 2015. We paid a $950 deposit upon moving in. The complex where we lived required us to sign a lease each year, but when we first moved in we were told we would be month to month after the first year. We moved out 7 months into a lease. We filled out paperwork which included our new address. However we realized a year after we had moved out that we have a charge on our credit report in the amount of $495. It really upset us that we weren't billed or even given the opportunity to pay this before they sent it to collections. We haven't seen a bill so we have no idea what the charges are for. We left the place in good condition, it clearly needed to be painted and new carpet installed after 6 years. However it was clean and there was no damage to the place that wasn't there when we moved in. I also feel that if they are claiming damages the $950 we paid in deposit would more than cover it. I'd like to dispute the charges, can anyone tell me how to go about doing that?