Apartment Rental Application

[MarcR]

My fiance' and I were going to rent an apartment and we both sighned the Application. I was the Tenant and she the Co-tenant. They checked her credit and it turns out there are some major blemishes on it and they turned us down for the apartment.
My question is, Is there anyway I could get the apartment "just" in my name alone? I make enough to cover the required 3 months rent..and my credit is good. Are there any laws that say she could not move in with me as a room-mate just because her credit is bad?? This happend in Texas, just in-case their are state-to-state rules about this.
Thanks

 

[HomeGuru]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by MarcR:
My fiance' and I were going to rent an apartment and we both sighned the Application. I was the Tenant and she the Co-tenant. They checked her credit and it turns out there are some major blemishes on it and they turned us down for the apartment.
My question is, Is there anyway I could get the apartment "just" in my name alone? I make enough to cover the required 3 months rent..and my credit is good. Are there any laws that say she could not move in with me as a room-mate just because her credit is bad?? This happend in Texas, just in-case their are state-to-state rules about this.
Thanks<HR></BLOCKQUOTE>

You should ask the landlord or the property manager if only you individually can be the guarantor on the lease with the understanding that both you and your fiance' will be tenants. If they agree fine, if not then no dice. Whomever is taking applications and credit checks can by law refuse to rent to any and all prospective occupants that do not meet the financial and reference check criteria. Because you folks are unmarried, there poses an associated risk with this type of tenancy situation on the part of the owner. If you as the sole guarantor were to move out for some reason, your friend would be the sole unqualified tenant. That is one of the reasons a credit and reference check is completed on each prospective tenant. If this does not work out, apply to rent another property but let the landlord know the situation upfront. You will find someone that will work with you epecially if you can qualify on your own to make the rent payments and have a good credit history. Is it possible to get reference letters from both of your previous landlords? This may help provided you both have a good history of making rental payments on time.