Association Fees / Claim of lien

[dbovell@bellsou]

What is the name of your state? Florida

I received a letter from my Homeowner Associations lawyers stating that I owed a certain amount and that if I did not pay then a Claim of Lien would be placed on my home. They also said that I had 30 days to dispute the debt, which I did via certified mail.

More than 30 days have pased and they did not validate this debt according to my understanding of the Federal Debt Collection laws.

Today I recieved a letter from them again saying that a Claim of lien has been prepared and 'will be forclosed upon ' unless I pay the amount.

Is this proper for them to do having not validated the debt under the FDCPA? and what recourse would I have.

Many thanks!

DRB

 

[HomeGuru]

What is the name of your state? Florida

I received a letter from my Homeowner Associations lawyers stating that I owed a certain amount and that if I did not pay then a Claim of Lien would be placed on my home. They also said that I had 30 days to dispute the debt, which I did via certified mail.

More than 30 days have pased and they did not validate this debt according to my understanding of the Federal Debt Collection laws.

Today I recieved a letter from them again saying that a Claim of lien has been prepared and 'will be forclosed upon ' unless I pay the amount.

Is this proper for them to do having not validated the debt under the FDCPA? and what recourse would I have.

Many thanks!

DRB

**A: the HOA is a direct creditor and not a third party collection agency.
Pay up.

 

[dbovell@bellsou]

Many thanks for your reply.

I do not quite understand though, why would I want to pay for erroneous charges placed on my account, which I have properly disputed? Which, I might add, they have seen fit not to address.

Thanks again.

DRB

 

[porcelina68]

Do you still live at the property?

My question to you is - why are you disputing your dues? Weren't you informed at your closing that you would need to pay these annually?