at a dead end?

[onebat4u]

What is the name of your state? S.C., I was served with papers a few months ago on a collection that was over 6 years old, I went to a lawyer for help, thinking I had a no brainier of a win win case, it was over 3 years old well the collection company said that I had made a payment in April of 2002, and my lawyer asked for proof, I know that I had NOT made a payment (because I asked 3 years ago when I found out about this for some kind of record showing how the debt came about they never could so I told them I would not work anything out until I saw some proof) Well today I get a letter in the mail from the Lawyers office and it has a copy of a teller check with my name on it, and I don't know who paid it, is there any hope for a case here or should I just give up and try and work some thing out? The amount is around $2,000. Oh and has any one heard of a 3rd party collection company called FAN Distributing? Any thing bad? I know this sounds dumb but I can't think of anyone who would have made the payment and I have this stupid thought that maybe they may have made it so they could get the debt back, I know it sounds soooo far out there but you never can tell.

 

[Ladynred]

WOULD you have used a cashiers check for such a thing ??

Collection agencies have been known to 'make payments' of only $1 to scew people, so its not so far out there at all. I would demand some kind of proof that that check is real - proof from the issuing bank.

 

[onebat4u]

no

no I would not have made a payment that way, I have had my own checking account for quiet a few years and this bank was not the one I bank with, I will call the bank that the check came from and see if I can find any thing on it myself. Thanks for the help

 

[Ladynred]

I'd be willing to bet they're blowing smoke and the 'check' is bogus.

 

[onebat4u]

the check

I have a copy of the check, it has my name typed on it no signature and the back said there is no way to find out who paid for it, the company is in New York I am in South Carolina My lawyer said it sounds kind of far out there that they would send someone that far to make a $50 payment on a $2000 account. He said he would do anything I wanted him to do, but going to court and not winning would cost twice as much as trying to settle this out of court. I don't know what to do. This sucks! My lawyer is asking for a list of transactions that made the debt (this is what I had been trying to get for 2 1/2 years) but I am sure all he is trying to do is buy more time, And he is not charging me to do it so I guess I will see what I can find until then.