therinkers
Junior Member
What is the name of your state (only U.S. law)? Pennsylvania
Last Friday my car was rear-ended by another vehicle. I banged my head on the headrest and had a bad headache but did not seek medical treatment at the time because I thought I'd be fine. After three days of headaches I went to my primary care physician who said I had a concussion. I took Monday off of work to take my car to the auto shop and to see my doctor. My doctor said I had a concussion. Since I only work PT I could try to return to work. I went to work Tuesday, but had trouble getting through my shift so the doctor ok'd me to take off Weds, Thurs and Friday. Even though I am still hurting I will try to return to work next Monday. My lost wages are less than $200, but living paycheck to paycheck, it does present a small hardship.
More importantly, due to the concussion I had to postpone cataract surgery (scheduled for Thursday of this week) to next month. My health insurance has a $3000 deductible which I had met in October. I was scheduled to have the surgery in December specifically so I would not have to meet a new $3000 deductible. Now that my surgery will be in January, I'm going to be out $3,000 that I do not have.
I would like to file a claim with the other party's insurance carrier for the lost wages and the new deductible. I have limited tort on my own auto insurance (I have no idea what tort is, sadly).
Do you think I would be allowed (and successful) to file a claim for these two items?
Thank you.
Last Friday my car was rear-ended by another vehicle. I banged my head on the headrest and had a bad headache but did not seek medical treatment at the time because I thought I'd be fine. After three days of headaches I went to my primary care physician who said I had a concussion. I took Monday off of work to take my car to the auto shop and to see my doctor. My doctor said I had a concussion. Since I only work PT I could try to return to work. I went to work Tuesday, but had trouble getting through my shift so the doctor ok'd me to take off Weds, Thurs and Friday. Even though I am still hurting I will try to return to work next Monday. My lost wages are less than $200, but living paycheck to paycheck, it does present a small hardship.
More importantly, due to the concussion I had to postpone cataract surgery (scheduled for Thursday of this week) to next month. My health insurance has a $3000 deductible which I had met in October. I was scheduled to have the surgery in December specifically so I would not have to meet a new $3000 deductible. Now that my surgery will be in January, I'm going to be out $3,000 that I do not have.
I would like to file a claim with the other party's insurance carrier for the lost wages and the new deductible. I have limited tort on my own auto insurance (I have no idea what tort is, sadly).
Do you think I would be allowed (and successful) to file a claim for these two items?
Thank you.
