Auto storage bill dispute

[[email protected]]

Help, I'm involved in a dispute with my own auto insurance carrier. I was rear-ended in my car on the freeway. The car was towed away because it was disabled. ( I went to the hospital in an ambulance.) The next day I had the car moved because I did not want it sitting at the tow trucks company yard. (Where it was being charged $30 a day in storage fees.) I had the car moved to a private residence (not my own) and agreed to pay the owner of the property $25 a day to keep the car while the insurance company processed my claim. (The car turned out to be a total loss) It took 36 days for my insurance company to issue me a check. My policy provides for storage fees to be paid for 48 hours beyond them offering me a settlement check. I paid my friend $900 for keeping the car. When I submitted my receipt for reimbursement, my insurance company refused to pay because they said they "rightly assumed that since it went to a private residence, that there would be no storage charges." In spite of the fact that it was not my residence and their adjuster had been to see the car and knew it was not at my home. I have not cashed their settlement check yet. Can I sue them in small claims court to recover the $900 ? Can I put a "lien" against the car and hold a sale to recover the money I paid to store it? I signed over the title to them, but don't know if the DMV still has me owning the car or my insurance company. Please Help....Thanks in advance, Steve in California.

 

[peter]

The Insurance company is CORRECT...you made a decision, not them, therefore YOU PAY!

Sounds like you were scamming the insurance company for a little extra cash for you and your "friend"

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<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by [email protected]:
Help, I'm involved in a dispute with my own auto insurance carrier. I was rear-ended in my car on the freeway. The car was towed away because it was disabled. ( I went to the hospital in an ambulance.) The next day I had the car moved because I did not want it sitting at the tow trucks company yard. (Where it was being charged $30 a day in storage fees.) I had the car moved to a private residence (not my own) and agreed to pay the owner of the property $25 a day to keep the car while the insurance company processed my claim. (The car turned out to be a total loss) It took 36 days for my insurance company to issue me a check. My policy provides for storage fees to be paid for 48 hours beyond them offering me a settlement check. I paid my friend $900 for keeping the car. When I submitted my receipt for reimbursement, my insurance company refused to pay because they said they "rightly assumed that since it went to a private residence, that there would be no storage charges." In spite of the fact that it was not my residence and their adjuster had been to see the car and knew it was not at my home. I have not cashed their settlement check yet. Can I sue them in small claims court to recover the $900 ? Can I put a "lien" against the car and hold a sale to recover the money I paid to store it? I signed over the title to them, but don't know if the DMV still has me owning the car or my insurance company. Please Help....Thanks in advance, Steve in California.<HR></BLOCKQUOTE>