W
wfd36
Guest
What is the name of your state? Maryland
I am 67 and live on 2 small retirements (188.00)mo, plus my Social Security. I have contacted Legal Aid and was told to file bankrupcy on my own which would cost me 250.00 for filing fees. I was told that my income would exempt from collectors, so then do I even have to file? I have given up my home, but I also have medical bills and credit card bills. I can just meet monthly expences. I have had a heart attack and I am unable to work. I was told to send C/D letters to all creditors. Will this stop the harrassing phone calls and can they take any of my monthly income?
I am 67 and live on 2 small retirements (188.00)mo, plus my Social Security. I have contacted Legal Aid and was told to file bankrupcy on my own which would cost me 250.00 for filing fees. I was told that my income would exempt from collectors, so then do I even have to file? I have given up my home, but I also have medical bills and credit card bills. I can just meet monthly expences. I have had a heart attack and I am unable to work. I was told to send C/D letters to all creditors. Will this stop the harrassing phone calls and can they take any of my monthly income?