FloridaStudent1
Junior Member
What is the name of your state (only U.S. law)?Back in August my fiancé (at the time) had a substancial loss of income. I relied on his income to pay off bills. In august we could not afford our home so we stopped paying the high mortgage and moved out. Long story short, we began to have detrimental issues concerning finance and has caused us to go our seperate ways. Unfortunate for me, his income is what I depended on to pay half of my current bills, I know not smart at all. I am now faced with the option to file for bankruptcy (7). I know the trustee will be looking at my bank accounts, and past tax refunds. Since i am a full time worker as well as a full time student, i generally get a tax refund. However, my main concern is just recently (September to be exact) I filled an amended tax return and revieved the $7500 loan (I WILL pay it back $500/yr), 3,000 of it went to what was going to be our wedding preparations, another 1500 went to school payments and the rest I'm using now to pay the lawyer. How is this going to affect me? I am doing bankruptcy on 4 credit cards total of $15,000. And to be removed from liability on the old property that we stopped paying (which is under both names). I do not own many assets, just clothing a laptop and some jewlery, so I know the trustee will not have anything to sell of value. I know I am still liable for the student loans as well as the tax "credit" loan that i recently revieved, I'm just worried the court will make me pay them sone part of that.What is the name of your state (only U.S. law)?