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Bankruptcy discharges

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I am from N.Y.C.and my job is moving and I have to buy a car.I filed bankruptcy about 4 yrs. ago and everybody I try to get a car loan from turns me down.I see ads in the paper that read they will sell to people with bad credit, first time buyers and bankrupcy but when I apply they turned me down.The reason I am in this jam I was out of work sick for a year.

p s what does it mean when they say all bankruptcy must be discharged.
Thank You

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