"The GC has been sited for putting in plumbing without a permit or experience."
*** And those are things that YOU should have asked (or an experienced architect or attorney would have) asked BEFORE you contracted with him.
"The bank has worked with this GC before, has had problems with him before, the Board of Industry and Labor has sited him many times before, but nothing has been done to stop him."
*** There you go.... your own local board was aware of his 'problems', why did YOU not research this guy properly at the bid stage???
"The plumbing has to be completely redone."
*** All of your problems sound like they are with the PLUMBING contractor and not the GENERAL contractor as you are trying to claim.
"My home is in the final stages of completion, the GC overcharged me in the thousands, (I have proof),"
*** And we assume that is a separate issue to the PLUMBING problems, huh??
"I have no more money left to make corrections. Does the bank have responsiblity in this?"
*** No. The banks ONLY responsibility is to provide the funding that they agreed, at the time they agreed, and to protect THEIR investors against your default.
"I am planning to file criminal fraud charges against the GC, but he has no financial wherewithal to pay for the repairs."
*** Go ahead and plan your criminal action. From what you have said here, there is no evidence of criminal conduct..... just incompetence.
"Also, does the state of Montana have some responsibility in this, since they have a 6 year history of this guys screw ups, and didn't stop him?"
*** Again, no.
"The guy has a current contractors license."
*** Okay.
Your post is full of contradictions. You seem to be trying to blame everyone else for KNOWING of his incompetence and not doing anything about it, yet you complain that YOUR failure to do due diligence in hiring YOUR contractor is due to no one knowing about it. Simply, if the world knew as you claim, you should have found out BEFORE contracting with him. I think that there is far more to this story than you are telling..... such as you picked the lowest cost without ANY investigation or review.
And in reviewing your thread, it is obvious that you are not interested in hearing the TRUTH about YOUR failures, but far more interested in trying to blame others so that you can feel that you are the victim here. So, I am fully expecting you to do the same with my post.