Being Forced to Pay Back Insurance

[vaughtl]

What is the name of your state? Indiana

I have had health insurance coverage through my employer since February. From February through the end of September, they neglected to deduct my insurance contribution from my paycheck. At the beginning of October, I was notified that I owed 15 pay periods of back insurance. Now, they are deducting 1.5 times my contribution until I have paid for the back insurance contribution. Do I legally have to pay the back contribution if my employer neglected to deduct it from my paycheck for 8 months? If so, at the rate I am paying it back, it will take 16 months to pay in full. If I leave that job before all of the back insurance is paid, will I then owe them the remainder of the back insurance contributions?

 

[mlane58]

What is the name of your state? Indiana

I have had health insurance coverage through my employer since February. From February through the end of September, they neglected to deduct my insurance contribution from my paycheck. At the beginning of October, I was notified that I owed 15 pay periods of back insurance. Now, they are deducting 1.5 times my contribution until I have paid for the back insurance contribution. Do I legally have to pay the back contribution if my employer neglected to deduct it from my paycheck for 8 months? If so, at the rate I am paying it back, it will take 16 months to pay in full. If I leave that job before all of the back insurance is paid, will I then owe them the remainder of the back insurance contributions?

YES! you legally have to pay it back. Granted a mistake was made on the part of your employer, but why didn't you notice it wasn't being taken out all those months? Can't have something for free here. You are lucky they are working with you to pay the amount back.

 

[moburkes]

Yes. You could have corrected it, but probably thought that they couldn't ask you to repay it. It was simply a mistake. You are not responsible for their mistake, which is why they are offering a payment plan. If you had corrected it the moment that you noticed it (about 8 months ago), you probably would have been done paying it back by now.