Beneficiary

[cdeckard]

What is the name of your state (only U.S. law)? Missouri

My question is: My husband recently passed away. He has a life insurance policy that his ex-wife is named as beneficiary if she does not send a death certificate what happens to the policy if it is not claimed by the beneficiary?

 

[anteater]

When did the divorce take place?

Prior to 2001, Missouri law would have revoked the beneficiary designation. In 2001, Missouri changed its statutes to state that such a revocation does not apply to life insurance policies.

If the ex-wife is still entitled to the proceeds, then the life insurance company probably will not pay the proceeds to anybody else.