Benefit requirements by Small Business Owner

[Balywick]

What is the name of your state? South Carolina

Does a small business ower with 6-7 employees have to offer the same level of benefits to all employees. Can the business owner provide more dollar allocation to himself and family or does it have to be the same allocation as for all other employees?

 

[mlane58]

What is the name of your state? South Carolina

Does a small business ower with 6-7 employees have to offer the same level of benefits to all employees. Can the business owner provide more dollar allocation to himself and family or does it have to be the same allocation as for all other employees?

No, an employer may carve out "classes" of employees and offer insurance only to certain classes. For example, insurance can be offered only to full time employees but not part time; only to office employees but not to field staff; to non-union but not to union (remember, union employees will have their own benefits); to exempts but not non-exempts; and so on. Once the eligible classes have been established, everyone in the class must be offered the same benefits or the options for the same benefits.