scottspolicy
Junior Member
What is the name of your state (only U.S. law)? Ohio
I have been the primary benificiary of a life insurance policy, for 16 years. The contingient benificiary passed away in 2000 leaving me as the sole benificiary. There was no replacement contingient benificiary named.
Long story short... the sister of the deceased "changed or caused the deceased to change" the benificiary 36 hours prior to his death from cancer from me to herself. The insurance company rightfully and legally denied the change of benificiary, for a number of obvious reasons. Any court would also deny the change. The representative said if we cannot come to an agreement he would send it to the court to interplead. As I see it, she has no legal basis and therefore is not entitled to any of the proceeds.
The insurance comapny representative is encouraging me to come to a settlement with the sister. However, I feel as sole benificiary the company should pay the death benefit to me. If the sister wants to take legal action she can sue me.
My question is can I legally request the insurance company to cut me the check as I am the sole benificiary. Being sole benificiary, as designated by the insurance company it seems to me that this should be a closed deal and the benefits paid without delay.
I have been the primary benificiary of a life insurance policy, for 16 years. The contingient benificiary passed away in 2000 leaving me as the sole benificiary. There was no replacement contingient benificiary named.
Long story short... the sister of the deceased "changed or caused the deceased to change" the benificiary 36 hours prior to his death from cancer from me to herself. The insurance company rightfully and legally denied the change of benificiary, for a number of obvious reasons. Any court would also deny the change. The representative said if we cannot come to an agreement he would send it to the court to interplead. As I see it, she has no legal basis and therefore is not entitled to any of the proceeds.
The insurance comapny representative is encouraging me to come to a settlement with the sister. However, I feel as sole benificiary the company should pay the death benefit to me. If the sister wants to take legal action she can sue me.
My question is can I legally request the insurance company to cut me the check as I am the sole benificiary. Being sole benificiary, as designated by the insurance company it seems to me that this should be a closed deal and the benefits paid without delay.