i'llBEback
Member
What is the name of your state? CA
I know I'm coming close to being served a summons (from what I've gathered here & @ other sites) that said...
I have 5 unsecured debts that I'm unable to pay (long time looking for work, since getting layed off post 911 in NYC). So far, I've sent out 3 Debt Val. Letters in response to CA letters & have yet to hear back from any by mail.
Currenty I have no paycheck coming in & have zero assets (have been living through family support for the last year).
So as I look for work hoping to stave off BK I've got to pony up...
SHOULD I JUST FILE FOR CH7 ? before I get a summons or worse, a judgment???
THANK YOU for any feedback.
I know I'm coming close to being served a summons (from what I've gathered here & @ other sites) that said...
I have 5 unsecured debts that I'm unable to pay (long time looking for work, since getting layed off post 911 in NYC). So far, I've sent out 3 Debt Val. Letters in response to CA letters & have yet to hear back from any by mail.
Currenty I have no paycheck coming in & have zero assets (have been living through family support for the last year).
So as I look for work hoping to stave off BK I've got to pony up...
SHOULD I JUST FILE FOR CH7 ? before I get a summons or worse, a judgment???
THANK YOU for any feedback.