D
dreamer
Guest
I previously asked about my boat insurance claim for a gas leak I had while in winter storage. The insurance company has since received the estimates for repairs from the surveyor. They tell me now that I am to get estimates for all the repairs and cleaning the surveyor suggests and then they will compare to surveyors report and cut me a check. If I accept that check, am I not releasing them from further liability? Can I suggest they pay directly to the repair people so I am not accepting responsibility for the repairs? For example, the insurance company says the upholstery can be cleaned. Once i accept their check and if the cleaning does not remove the smell of gasoline and has to be replaced, can i have insurance company pay again? I do not agree that the boat will ever be safe, but for now I'm playing the insurance companies way, but intend to hire a private surveyor and have a coast guard inspector look at the boat before putting it in the water. If I accept the insurance companies settlement and then the boat is deemed unsafe in the end, am i screwed? Also, I have done several hours of work on the boat myself and I'm told i can be compensated for this. Can i charge whatever a professional would charge? Thanks for any input.