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Bought Vehicle from Private Owner

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dragonmonkey11

Junior Member
What is the name of your state (only U.S. law)? CO

Hello, I am trying to find out my legal rights with a guy that I bought my vehicle from in August of 2013. I will start from the beginning and attempt to not leave anything out. My friend’s father needed someone to work for him and as I had just lost my job I decided to help him out until I found something else. I was in need of another vehicle and my husband was just getting a workman’s comp settlement and was going to give me money to purchase a vehicle. My boss' tow yard had a 2008 G6 that I was interested in, he was asking $8000 since he knew that it was worth that much. I had initially said ok to that but told him that I would only be able to do $4000 and then make payments, we made a promissory note that stated I would pay him in increments. That night I had spoken with my husband and he said no if he won’t take the $4000 then we will find something else. So I spoke with my boss and informed him of our decision. He then said that since his daughter was my dear friend and that I watch his Alzheimer’s mother for him and that he got almost $12k from insurance he would void the prior day’s promissory note and simply take the $4000 if I paid him in cash. I paid him and then got the paperwork (which on the Bill of Sale clearly stated that I paid him $2500) to go and register the vehicle with the DMV. I then received the title solely in my name about 3-4 weeks later and I still have that title.

Fast forward over 2 years later, I was still working for this guy and then in June of 2015 he decided to sell his company to a competing company and I now work for them. I receive a letter in the mail stating that I owe this guy that I bought my vehicle from $3900 and that if I do not pay him by the 15th of November he will repossess my vehicle. Along with this letter is the Promissory Note that he “voided”. And a “Right to Cure” with finance charges and late fees. I was instructed by one of the employees that still works for him under another company of his that he was upset by the fact that he still has to pay sales taxes on files that he did not pay while the business was still open and he blames me for him having to pay so much. He is attempting to get as much money from anyone he can to help his debts and he has always picked on women that do not normally stand up for themselves as I am and a few other women that have/still work for him. He is angry that I notified him that he will not receive another penny from me with the vehicle and that I suggest that he stop slandering my name with the new company that I am working for and to not contact me again. After I sent him my email he then he contacted his attorney to attempt to scare me into paying him. This attorney sent me via email a demand letter stating that if I do not pay this guy $3900 by the 24th of November or sign over my vehicle to him he will repossess my vehicle.

I appreciate any help or information I can get and if any further information is needed I am more than happy to answer
 


Zigner

Senior Member, Non-Attorney
What is the name of your state (only U.S. law)? CO

Hello, I am trying to find out my legal rights with a guy that I bought my vehicle from in August of 2013. I will start from the beginning and attempt to not leave anything out. My friend’s father needed someone to work for him and as I had just lost my job I decided to help him out until I found something else. I was in need of another vehicle and my husband was just getting a workman’s comp settlement and was going to give me money to purchase a vehicle. My boss' tow yard had a 2008 G6 that I was interested in, he was asking $8000 since he knew that it was worth that much. I had initially said ok to that but told him that I would only be able to do $4000 and then make payments, we made a promissory note that stated I would pay him in increments. That night I had spoken with my husband and he said no if he won’t take the $4000 then we will find something else. So I spoke with my boss and informed him of our decision. He then said that since his daughter was my dear friend and that I watch his Alzheimer’s mother for him and that he got almost $12k from insurance he would void the prior day’s promissory note and simply take the $4000 if I paid him in cash. I paid him and then got the paperwork (which on the Bill of Sale clearly stated that I paid him $2500) to go and register the vehicle with the DMV. I then received the title solely in my name about 3-4 weeks later and I still have that title.

Fast forward over 2 years later, I was still working for this guy and then in June of 2015 he decided to sell his company to a competing company and I now work for them. I receive a letter in the mail stating that I owe this guy that I bought my vehicle from $3900 and that if I do not pay him by the 15th of November he will repossess my vehicle. Along with this letter is the Promissory Note that he “voided”. And a “Right to Cure” with finance charges and late fees. I was instructed by one of the employees that still works for him under another company of his that he was upset by the fact that he still has to pay sales taxes on files that he did not pay while the business was still open and he blames me for him having to pay so much. He is attempting to get as much money from anyone he can to help his debts and he has always picked on women that do not normally stand up for themselves as I am and a few other women that have/still work for him. He is angry that I notified him that he will not receive another penny from me with the vehicle and that I suggest that he stop slandering my name with the new company that I am working for and to not contact me again. After I sent him my email he then he contacted his attorney to attempt to scare me into paying him. This attorney sent me via email a demand letter stating that if I do not pay this guy $3900 by the 24th of November or sign over my vehicle to him he will repossess my vehicle.

I appreciate any help or information I can get and if any further information is needed I am more than happy to answer
Did you have a question?

Personally, I'd be very suspect of an attorney sending a demand letter via email. I think the guy got a friend who may (or may not) be an attorney to write a quick note. If he had to pay for it, then he had to pay more than the tax that he's complaining about paying on your transaction.
 

dragonmonkey11

Junior Member
Did you have a question?

Personally, I'd be very suspect of an attorney sending a demand letter via email. I think the guy got a friend who may (or may not) be an attorney to write a quick note. If he had to pay for it, then he had to pay more than the tax that he's complaining about paying on your transaction.

I guess I forgot to ask my question, sorry, I'm wondering if it's even legal for him to attempt to get my car when I have the title in my possession and its solely in my name? Can I call the authorities if he does?
 

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