What is the name of your state? California
This involves my daughter (19). She was babysitting (her job) for a lady that rents this house. Daughter's boyfriend was there helping (triplet toddlers). My daughter negleted to remove a pan of oil on the stove when she went to check on the children. Boyfriend notices the pan smoking in the kitchen and goes to handle it. He picks up the pan and the pan ignites to fire. Instead of taking off the fire and smothering it. He walks around with quickly to the side door. My daughter opens the door for him and holds the blinds aside when the baby comes running. She drops the blinds and tends to the baby so she won't get hurt running under his hands or something. The blinds swing back and the hot grease splashes onto his hands. He gets the pan outside and drops it on patio - splashes on hand again.
His hand is in pretty bad shape and the abulance took him to Kaiser. I guess his insurance doesn't want to pay the Kaiser bill because it wasn't Kaiser insurance. Also, the doctors say he's going to need extensive surgury (more then one). The problem is his insurance will be cut off in about 6 months (from his parents ins). They are worried about the bills after that. They want to sue the tenant (daughter's employer).
My daughter is devistated. First of all it's because of her neglect this happened. She told her boyfriend he can't sue the lady because it's not her fault.
My question is, wouldn't the homeowner's insurance cover this?
This involves my daughter (19). She was babysitting (her job) for a lady that rents this house. Daughter's boyfriend was there helping (triplet toddlers). My daughter negleted to remove a pan of oil on the stove when she went to check on the children. Boyfriend notices the pan smoking in the kitchen and goes to handle it. He picks up the pan and the pan ignites to fire. Instead of taking off the fire and smothering it. He walks around with quickly to the side door. My daughter opens the door for him and holds the blinds aside when the baby comes running. She drops the blinds and tends to the baby so she won't get hurt running under his hands or something. The blinds swing back and the hot grease splashes onto his hands. He gets the pan outside and drops it on patio - splashes on hand again.
His hand is in pretty bad shape and the abulance took him to Kaiser. I guess his insurance doesn't want to pay the Kaiser bill because it wasn't Kaiser insurance. Also, the doctors say he's going to need extensive surgury (more then one). The problem is his insurance will be cut off in about 6 months (from his parents ins). They are worried about the bills after that. They want to sue the tenant (daughter's employer).
My daughter is devistated. First of all it's because of her neglect this happened. She told her boyfriend he can't sue the lady because it's not her fault.
My question is, wouldn't the homeowner's insurance cover this?