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Broke Lease

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rahe1213

Junior Member
What is the name of your state? TX

I got a phone call from a debt collector explaining that I owed $3073.45 to an apartment complex (The Coventry at Cityview) I lived at in Ft. Worth, Texas in 2001. While I lived there both my roommates took off and left me with the rent. I stay as long as I could, but I could not afford the rent alone. I spoke with the complex and told them my situation and left. Yesterday 06/12/2006 we the first time I have heard from the apartments since July of 2001 and it was by a debt collector. They told me they had spoken with another of the roomates on the lease and since I had the better credit score and have a mortgage that I would be persuaded and hurt the worst from the situation since the statue of limitation was 7 years. I thought it was 4 year I may be wrong. They also told me that they would make deal for $1536.73 and that my ex-roomate would pay $1000.00 if I covered the $536.73, but both would have to agree or it would effect my credit. Is this true and what is the staue of limiation for collecting on rental contract? Do I need to worry about a my house?
 


Hot Topic

Senior Member
Go to the Credit Problems forum for advice on dealing with the debt collectors and the statute of limitations on collecting a debt. It certainly wouldn't take me this long to deal with a tenant who had stiffed me.
 

JETX

Senior Member
rahe1213 said:
Is this true
If you mean, can they post a negative to your credit, yes. The period that any account can be reported to a CRA is 7 years.

and what is the staue of limiation for collecting on rental contract?
The SOL in Texas on written or open accounts is four years. Tell them to eat crap.

Do I need to worry about a my house?
Nope. Even if they got a judgment, your homestead is exempt under Texas law.
 

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