Buy a policy on my father?

[schrinediggity]

What is the name of your state? Minnesota

My father was recently in the hospital and they have discovered a spot on his lung. He has not been diagnosed with lung cancer yet. But to me thats a pretty easy conclusion to make, he is a heave smoker and has been for years. Anyways, I know he doesn't have all that much in life insurance for my mother if he does in deed have cancer and passes away. Is there a way I can take out a policy on him just for some extra money for my mother?

 

[seniorjudge]

What is the name of your state? Minnesota

My father was recently in the hospital and they have discovered a spot on his lung. He has not been diagnosed with lung cancer yet. But to me thats a pretty easy conclusion to make, he is a heave smoker and has been for years. Anyways, I know he doesn't have all that much in life insurance for my mother if he does in deed have cancer and passes away. Is there a way I can take out a policy on him just for some extra money for my mother?

Q: Is there a way I can take out a policy on him just for some extra money for my mother?

A: Yes, if two things happen: He agrees to it and you can find a carrier who will insure him.

 

[jcardozo]

no one is going to insure him when he apparently has lung cancer already. just as an fyi.

 

[john123456]

no one is going to insure him when he apparently has lung cancer already. just as an fyi.

How is this helpful?

 

[jcardozo]

he wants to know if he can get insurance. I'm preventing him from wasting his time trying to find life insurance for someone with signs of lung cancer.

 

[john123456]

he wants to know if he can get insurance. I'm preventing him from wasting his time trying to find life insurance for someone with signs of lung cancer.

What a guy.

However, not to belabor the obvious, but any poster who purports to be a dead justice has issues beyond this forum.

 

[jcardozo]

Cardozo, J.

"Perhaps."

 

[john123456]

Cardozo, J.

"Perhaps."

Isn't that the first step of the 12 step program? Things are looking up!

 

[Betty]

It's not likely any ins. co. will issue a policy on your father's life - at least not until a diagnosis of his medical condition is made. If it is cancer, he is probably out of luck. If it is not cancer, there is a "possibility" of coverage being issued though it might be issued at a rate higher than normal. (really need to know diagnosis)