CA changes name

[NwhbyR]

What is the name of your state?CA
This collection agency changes it's business name, keeps same address, phone, then is able to re-enter the debt for yet another years' stretch, then he does it again. This collection of debts is between 5-15 years old. Can't find any Fair Debt Collection Act on point.

 

[cmorris]

Changing the name of the collection agency (or selling the debt) should not affect when this comes off of your credit report. That is based on the date of last activity. If they have changed the date of last activity, they have illegally reaged the debt.

Do you have copies of your credit reports? Old and new? Do you have any documentation of when you defaulted on this debt?