zipideedooda
Member
What is the name of your state? OH
Two years ago after applying for a mortgage we agreed to pay a debt in full with the understanding that it would be reported as "paid" and all negative remarks would be removed. The money order was sent with a letter reiterating the terms of our agreement. Our payment was returned with a letter stating that they couldn't agree to our terms. (They had agreed verbally) They continued collection activity. We sent a DV letter (CMRRR) and after no response, a letter telling them they didn't validate so they must stop all collection activity. We are sure that they have been calling us all along but they never left a message. They call using different 800 numbers which show as " 800 service number" on our caller ID.
We just received a collection letter from them yesterday. What would be an appropriate response?
Two years ago after applying for a mortgage we agreed to pay a debt in full with the understanding that it would be reported as "paid" and all negative remarks would be removed. The money order was sent with a letter reiterating the terms of our agreement. Our payment was returned with a letter stating that they couldn't agree to our terms. (They had agreed verbally) They continued collection activity. We sent a DV letter (CMRRR) and after no response, a letter telling them they didn't validate so they must stop all collection activity. We are sure that they have been calling us all along but they never left a message. They call using different 800 numbers which show as " 800 service number" on our caller ID.
We just received a collection letter from them yesterday. What would be an appropriate response?