Can a credit card company force you to sell your home

[mypassion2]

Massachusetts, I have a Law firm that has put an $8000 lien on my home. Now December 8 of this year they are taking me to court to force me to sell my home to pay this debt. I have no equity in my home, unfortunately I do not have the Homestead act on my mortgage. The debt occurred from a credit card company debt from 1995 and they sold the note to this law firm, who is notorious for collecting debts, anyway they can.

 

[olgethorpe]

Get a lawyer...

I'd suggest you find a consumer advocate lawyer your area...or call legal aid...its sounds to me that you're being railroaded into something here. You say the debt was in 1995...when was the date you last paid on this account? Its possible that the debt is outside the statue of limitation for MA and therefore the lawyer should not have been granted a judgement in the first place.

A Homestead Act does not have anything to do with this...its very unlikely that an unsecured debt (like a CC) can be turned into a forced sale of your home. If this is what the lawyer told you would happen if you didn't pay, then he's violating the Fair Debt Collection Practices Act...and you can sue him for damages.

See a lawyer...