can ex get discharged?

[canobussqween]

What is the name of your state? ma

im getting burnt and i dont really know the laws and regulations and i would appreciate sumones knowledge on this.
an ex b/f of mine had traded in car last summer. my mom was generous to help finance the car by co-signing it under her name. she has been paying it weekly. he said he would help give her the money for what he owes her. he failed to do so, gave up on paying the car and failed to pay my mom weekly so he decided to sell the car to his boy. i live in mass n that car is in ri (where his boy lives). that car has been sitting there for awhile, it is not registered or insured, it also might have lemon. so, the ex forged the bill of sale to give to his boy. my ex supposibly gave that car to his boy so that he can take full responsiblity to pay for it since he agreed to own that car and to pay my mom. his boy ALSO failed to do so. never gave my mom money. so technically, my mom is paying for a dead vehicle.

the ex has been scheming on me the whole time and now is in the military in BC. since that car is in his boys garage, they schemed on me so that my mom would not get that car or that money they well owe my mom. now his boy is planning to get it fixed, placing it in the ad and forging, once again, the bill of sale.


since they both forged the bill of sale and since the insurance hasent been failed to be payed and is under his name, since it is not insured what is the deal with that? what can happen?

 

[rmet4nzkx]

Duplicate post https://forum.freeadvice.com/showthread.php?t=319003

 

[fozzy2]

Your mother co-signed the note. That is usually a big mistake, as is becoming apparent to you now. She is obligated to pay if the other signer won't. She can stop payments and hope that whomever is owed money will simply repo the car - but she stands to take the hit in her credit rating as well as still owing money if the financing is "upside down" for the vehicle, as it sounds like it is (in other words, you owe more money than the car is worth).

Clearly, "forging" or "faking" things like a bill of sale implies all kinds of wrongdoing, from fraud to false pretense to whatever. You said this guy sold the car to "his son" and "the boy." Is this person even old enough to make legally binding contract? Generally speaking, your mother must pay for the car if the other signer won't. It is then up to her to try and get any money owed from the other non-paying signer. Now, since she is paying the note, does she have the right to posess the car? I think that will depend on the car's title. Does it list her name as well as his, or only his?

At any rate, from a military law perspective, the military will generally only get involved in a situation like this if the military person is convicted in civilian court of a crime or if they lose a civil suit and then refuse to pay. Your mother can write this guy a letter demanding payment, and if he doesn't pay she can report him to the military, but the military isn't likely to do much/anything until a court has issued a ruling. Until then it is all "he said/she said" civil garbage.

 

[canobussqween]

thanx for the advice!