Unless you have case law to support that a court would construe receiving payments over a period of time without more as a contract to accept that as an installment contract you have nothing to support that the courts would enforce that as a contract. You made the claim, so you ought to prove it up. I find no cases supporting that. But we have no additional facts here to support a conclusion that there is an implied contract in this instance.
And you and the others made a claim. You all refuse to support it so hop off that horse. It ain’t any taller than mine.
And in your own statement you agree with my statement
Sure, there are circumstances in which making payments over a period of time along with other facts would support an implied contract.
That is exactly what I said that you all have taken issue with. I never said the payments alone would justify claiming a contract in fact.
So now you get to prove your claim. Go ahead, I’ll wait.
And I never said the ops situation allowed a conclusion. I said this:
One exception to your agreement needing to be in writing. Depending on how long youve been making these payments and what if any actions the creditor has taken involving the debt, it can be an arguable point the creditor has agreed to a repayment plan by their actions.
So, after misstating what I said and continuing to bully me, you have actually agreed to what I said to start with.
So, in the words of Bartles and James (well, the guys in the commercial anyway)
Thank you for your support