toomuchinfo
Junior Member
What is the name of your state? Oregon.
I don't have a large amount of debt, but I do have a school loan that I am really struggling to pay off. My debt besides the school loan is under $10,000. Someone told me that you couldn't file if your debt was under $10,000. Is this true? My credit is so poor right now that I think it would be better to just start over. I can't seem to afford to make my payments to my creditors, and the balance just keeps adding up. I would like to take care of my creditors, so I can focus on getting my school loan paid off. I made a $100 payment the other day, b/c that was all I could afford after paying the rest of the bills, and it put 50 cents toward my actual loan! Can I file?
I don't have a large amount of debt, but I do have a school loan that I am really struggling to pay off. My debt besides the school loan is under $10,000. Someone told me that you couldn't file if your debt was under $10,000. Is this true? My credit is so poor right now that I think it would be better to just start over. I can't seem to afford to make my payments to my creditors, and the balance just keeps adding up. I would like to take care of my creditors, so I can focus on getting my school loan paid off. I made a $100 payment the other day, b/c that was all I could afford after paying the rest of the bills, and it put 50 cents toward my actual loan! Can I file?