Can I get out of part of a financing deal agreement with an auto dealer

[Seans]

Mass.
Earlier today I signed papers to purchase a new car, with possession to take place in three days. I went with financing through the dealer and agreed to several dealer optional coverages that, when I got home and looked at the contract, totalled to near $7,000 over the life of the loan. I notified the salesman by email one hour later that I now wished to decline those optional coverages but still purchase the car. What are my legal rights if my request is denied. Can I cancel the entire purchase since I have not yet taken possession of the vehicle?

 

[PayrollHRGuy]

From https://www.mass.gov/service-details/what-to-know-about-buying-or-leasing-a-car

"Once a contract is signed, it is considered legally binding. However, you should still review all the terms of the vehicle sales contract or other written agreement to see if there is any part of it that would allow you to cancel the contract after it has been signed."

 

[Zigner]

Many of those optional coverages can be canceled with a refund being sent for the unused portion.

 

[adjusterjack]

when I got home and looked at the contract

That is the wrong time to be looking at the contract. You're supposed to look at (carefully and thoroughly) before you sign it.

I can almost guarantee that the dealer isn't going to voluntarily let you out of anything.

 

[NeilTheCop]

What was the salesman's reply to your e-mail?