Can you get a checking account after bankruptcy?

[ihatearizona]

What is the name of your state? Arizona.

I was curious as to whether or not it is possible to open a checking account after you have filed for bankruptcy? We currently have a checking account but are including it in the bankruptcy for NSF fees (long story - we have paid all of the people the checks were made out to).

Normally, I wouldn't worry about even having another checking account ever again but my employer cuts his payroll checks from the same institution that we are including in our bankruptcy. I am fearful that if I attempt to cash my payroll check at that institution that they will grab my entire check (even if I tell them that we are no longer customers there). I have resorted to using one of those check cashing services but I was charged almost $20 for cashing a $300 check yesterday!

I was wondering, once we are under the bankruptcy stay, can I go to this institution and cash my payroll check (not using our account) without fear of their grabbing my money?

Also, once the bankruptcy is discharged, how hard is it to open a checking account with a different bank? Will they not allow us to open an account because we included our prior bank in the bankruptcy?

 

[HomeGuru]

What is the name of your state? Arizona.

I was curious as to whether or not it is possible to open a checking account after you have filed for bankruptcy? We currently have a checking account but are including it in the bankruptcy for NSF fees (long story - we have paid all of the people the checks were made out to).

Normally, I wouldn't worry about even having another checking account ever again but my employer cuts his payroll checks from the same institution that we are including in our bankruptcy. I am fearful that if I attempt to cash my payroll check at that institution that they will grab my entire check (even if I tell them that we are no longer customers there). I have resorted to using one of those check cashing services but I was charged almost $20 for cashing a $300 check yesterday!

I was wondering, once we are under the bankruptcy stay, can I go to this institution and cash my payroll check (not using our account) without fear of their grabbing my money?

Also, once the bankruptcy is discharged, how hard is it to open a checking account with a different bank? Will they not allow us to open an account because we included our prior bank in the bankruptcy?

**A: just deposit $100 and open a secured checking account at FreeAdvice Pay Partner. You get no interest and we don't either.