Car accident ,need help!?

[WatchinTsunrise]

my friend and i agreed to switch cars 10 days a go for 2 weeks and agreed of ever wreck it fix it, she wrecked my car 3 times in 2 days and she didn't even show up so i can call the insurance company , and now i'm not sure which insurance company to call first bcause it's 3 accidents , i tried to give her the benefit of the doubt and for being a friend , but she said it's not my fault it was the other drivers' fault then she's not responsible for it
i'm still not trying to deal with it legally but may be that's my only choice
btw my car is still with her and her car is still with me
guys help me out i don't wanna do a something i might regret so i need a wise advice
and if i call the insurance company , who should i say was driving the car ?

 

[ecmst12]

She was driving your car with your permission. Your insurance covers her as a driver. Do you have collision coverage?

She was in THREE accidents and claims she wasn't at fault in any of them? What happened? How did they occurr?

If she's not at fault, you'll need to claim each accident with the at-fault driver's insurance.

Oh, and GO GET YOUR CAR BACK.