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car damage

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mygatita

Junior Member
What is the name of your state? Florida (Broward County)

My brother involved my car in an accident recently, where a lady ran a stop-sign and t-crashed into my car. He only has a learner's license, and he was the only one in the car at the time, but the police officer did not issue him a ticket. To my knowledge, the lady was not given a ticket either. My brother has only given me an "exchange-of-information" piece of paper that gives the lady's phone number and insurance company, as well as some of the officer's information, but nowhere does it say what happened that day, nor can I tell if there's a specified case number. It does list the estimated dollar amount of damage, which for my car, is $900. I called my insurance company, and they said to sue her insurance company, but how can I legitimately without something saying that she's at-fault? (Although I am aware that Florida is a no-fault state). I've called the lady, and she has yet to answer. (surprise, huh) Should I contact the police officer that was there to see if there is paper work I'm missing? I just want to fix my car; I don't care to collect any more money than whatever is needed to fix it. I'd appreciate any advice in this matter. Thank you.
 
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seniorjudge

Senior Member
mygatita said:
What is the name of your state? Florida (Broward County)

My brother involved my car in an accident recently, where a lady ran a stop-sign and t-crashed into my car. He only has a learner's license, and he was the only one in the car at the time, but the police officer did not issue him a ticket. To my knowledge, the lady was not given a ticket either. My brother has only given me an "exchange-of-information" piece of paper that gives the lady's phone number and insurance company, as well as some of the officer's information, but nowhere does it say what happened that day, nor can I tell if there's a specified case number. It does list the estimated dollar amount of damage, which for my car, is $900. I called my insurance company, and they said to sue her insurance company, but how can I legitimately without something saying that she's at-fault? (Although I am aware that Florida is a no-fault state). I've called the lady, and she has yet to answer. (surprise, huh) Should I contact the police officer that was there to see if there is paper work I'm missing? I just want to fix my car; I don't care to collect any more money than whatever is needed to fix it. I'd appreciate any advice in this matter. Thank you.

...I called my insurance company, and they said to sue her insurance company....

Apparently an idiot answered the phone. In any event, talk to someone else at your company who knows something. You have no contract with her company so you cannot sue them.
 

moburkes

Senior Member
seniorjudge said:
...I called my insurance company, and they said to sue her insurance company....

Apparently an idiot answered the phone. In any event, talk to someone else at your company who knows something. You have no contract with her company so you cannot sue them.
Yep, there' no need for a lawsuit, anyway. You can either contact your insurance company again, or you can contact the woman's insurance company and file a claim.

You might want to change insurance companies after this is over, by the way. But give them an opportunity to explain why they suggested that you SUE the other party's insurance company:p
 

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