car vs semi truck

[Jean]

I was involved in a car vs semi truck crash last week. I was struck twice on the drivers side and then rolled the car. I have minor injuries but my car is totalled. The truck driver was cited for inattentive driving and equipement failure. He was found 100% at fault. The insurance company is barely covering the payoff on my car. I have been having some major flash backs and cry frequently. What are my options at this point? I want to be financially where I was before he almost took my life away!

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by Jean:
I was involved in a car vs semi truck crash last week. I was struck twice on the drivers side and then rolled the car. I have minor injuries but my car is totalled. The truck driver was cited for inattentive driving and equipement failure. He was found 100% at fault. The insurance company is barely covering the payoff on my car. I have been having some major flash backs and cry frequently. What are my options at this point? I want to be financially where I was before he almost took my life away!<HR></BLOCKQUOTE>

My response:

It appears, from your description, that you have a good case. Get to an attorney, and then get to a doctor (not necessarily in that order). Insofar as your car is concerned, an "at fault" party (or insurance for that party) is only liable for the "fair market value" of your car. For example, if you still owe $5,000.00, but it's only worth $4,000.00, then $4,000.00 is the measure of damages. Then, you might say, "Well, gee, before the accident I had a car, and now, I can't affort to get another one with what they are offering. All I want is my car back." I know that hurts. Many people want "replacement" value, but that is not the measure of damages.

I certainly hope this, in some small measure, helps you. Now, tomarrow, get to an attorney and a doctor.

Best of luck to you.

IAAL



------------------
By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."

 

[Jean]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by Jean:
I was involved in a car vs semi truck crash last week. I was struck twice on the drivers side and then rolled the car. I have minor injuries but my car is totalled. The truck driver was cited for inattentive driving and equipement failure. He was found 100% at fault. The insurance company is barely covering the payoff on my car. I have been having some major flash backs and cry frequently. What are my options at this point? I want to be financially where I was before he almost took my life away!<HR></BLOCKQUOTE>

 

[Jean]

Thanks for the words of advice and encouragement. I did see a doctor immediately and that night called a "lawyer, cousin in the family". He gave me the impression that because MN is a "no fault" state, I probably wouldn't get very far. I'm calling him tomorrow and ask point blank, can I sue? Do you know what the statute of limitations on personal injury cases are in MN? Thanks for your help!

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by Jean:
Thanks for the words of advice and encouragement. I did see a doctor immediately and that night called a "lawyer, cousin in the family". He gave me the impression that because MN is a "no fault" state, I probably wouldn't get very far. I'm calling him tomorrow and ask point blank, can I sue? Do you know what the statute of limitations on personal injury cases are in MN? Thanks for your help!<HR></BLOCKQUOTE>

My response:

Then, tomorrow, while you're being "point blank" with Cuz, ask him for the limitations period. Also, with this experience, the next time "No Fault" comes up on the Ballot, you'll know to vote against it. "No Fault" is the worst law in the world for accident victims, and the voters of your State fell for the insurance company propaganda. "Never again . . . "

Thanks for your comments.

IAAL



------------------
By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."