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Is there any case law or where in the bankruptcy code does it say that in a Ch 13 filing, if a creditor is not listed (intentionally) the creditor is not affected by the automatic stay)? I cannot find anything supporting this. However, there is plenty of support indicating a creditor is bound by the stay (once he finds out about the bankrtupcy) even if he did not RECEIVE notice, but I can find nothing regarding "the stay does not apply to a creditor in a Ch 13 case who was not listed (because the debtor did not intend to list the creditor)." Thanks.