Charges?

[apie1]

What is the name of your state? IL

My cousin has a pacer account and she checks it periodically to check the status of her case, is that a sign of incurring new debt or is new debt more along the lines of going out there and purchasing a new car or getting a credit card before your discharge?

 

[Who's Liable?]

What?

Your post is a little confusing...

Checking the status of your pacer account is basically checking to see if your BK has been discharged... It has nothing to do with monetary amount or value...

 

[apie1]

Sorry..next question!

Sorry, dumb question earlier.... Looking at pacer, what does it mean when it states "request for discharge order?" Obviously I know what it means but does this mean the case is closed or just nearly closed?

 

[Who's Liable?]

If you have NOT received a notice of discharge in the mail or the PACER account does not show a discharge, then the BK has NOT been discharged...

How long has it been since the 341 meeting? Generally it is 60 days post 341 meeting, than you get a discharge notice...

 

[apie1]

It states that the "reqeuest for discharge order" says that it is discharged as of the 18th but it i guess i am waiting for a certificate of discharge. looking at another case the only diifference between the two is that the certificate shows all of your debts. I was along the lines can anyone else like creditors or trustee do anything or they pretty much had there chance due to the deadlines?

 

[Who's Liable?]

IF the pacer states it is discharged on the 18th, than yes, the BK has been discharged... There may be a delay in getting you the paperwork...

The time between the 341 meeting(usually 60 days) and official discharge is the amount of time ALL your creditors get to dispute/contest your discharge... If they do not make a claim within that timeframe, they miss out. You at that time are dissolved of all responsibility for said debts...

 

[apie1]

thanks for the help whosliable...seen some of your other posts, u get straight to the point. that how it should be!