Chase - Checking account error - Help??

[Blueshirts]

What is the name of your state (only U.S. law)? Illinois

Well I used my ATM card at my local Amoco gas station about a week a go today. I purchased some cigarettes, gas and some drinks.

Went inside and paid for it all under a single transaction! Total amount of sale was $92.70.

I use Quicken to keep track of ALL my finances and so I have a good grasp on where I am financially.

Anyway, I checked my account via Chase.com today and noticed a discrepancy in my available balance and what my Quick book is telling me. I am positive $92.70.

Looking at the history, it shows on 6/20 - That Amoco credited my card $92.70.
It shows on 6/20 that Amoco charged my card $92.70.

These are not showing up as pending transactions. These are cleared as of 5 days a go.

Should I inform Chase? My gut tells me that I should because eventually Amoco or chase will catch their mistake.

Any similar experiences? I feel that Amoco messed up and basically gave me a $100 gift card.

 

[Veronica1228]

What is the name of your state (only U.S. law)? Illinois

Well I used my ATM card at my local Amoco gas station about a week a go today. I purchased some cigarettes, gas and some drinks.

Went inside and paid for it all under a single transaction! Total amount of sale was $92.70.

I use Quicken to keep track of ALL my finances and so I have a good grasp on where I am financially.

Anyway, I checked my account via Chase.com today and noticed a discrepancy in my available balance and what my Quick book is telling me. I am positive $92.70.

Looking at the history, it shows on 6/20 - That Amoco credited my card $92.70.
It shows on 6/20 that Amoco charged my card $92.70.

These are not showing up as pending transactions. These are cleared as of 5 days a go.

Should I inform Chase? My gut tells me that I should because eventually Amoco or chase will catch their mistake.

Any similar experiences? I feel that Amoco messed up and basically gave me a $100 gift card.

Eventually the mistake will be corrected and they will have the legal authority to take the funds out of your account. You might as well call them and have it taken care of it now rather than wait because they will debit your account even if you don't have enough funds to cover it at that time.

 

[Antigone*]

follow your gut

What is the name of your state (only U.S. law)? Illinois

Well I used my ATM card at my local Amoco gas station about a week a go today. I purchased some cigarettes, gas and some drinks.

Went inside and paid for it all under a single transaction! Total amount of sale was $92.70.

I use Quicken to keep track of ALL my finances and so I have a good grasp on where I am financially.

Anyway, I checked my account via Chase.com today and noticed a discrepancy in my available balance and what my Quick book is telling me. I am positive $92.70.

Looking at the history, it shows on 6/20 - That Amoco credited my card $92.70.
It shows on 6/20 that Amoco charged my card $92.70.

These are not showing up as pending transactions. These are cleared as of 5 days a go.

Should I inform Chase? My gut tells me that I should because eventually Amoco or chase will catch their mistake.

Any similar experiences? I feel that Amoco messed up and basically gave me a $100 gift card.

Hello Blueshirts,

You will definitely want to make sure that you keep those funds available in your account. Informing Chase will not really help: Chase's only involvement will be to debit your account when the sales draft is presented.

You will want to speak to Amoco about the error. This may assist them in correcting it in a more efficient manner.

Blueshirts, I'm glad your gut feeling is keeping you honest. We need more people on this earth to feel this way.

Take care, ana

 

[Blueshirts]

Hello Blueshirts,

You will definitely want to make sure that you keep those funds available in your account. Informing Chase will not really help: Chase's only involvement will be to debit your account when the sales draft is presented.

You will want to speak to Amoco about the error. This may assist them in correcting it in a more efficient manner.

Blueshirts, I'm glad your gut feeling is keeping you honest. We need more people on this earth to feel this way.

Take care, ana

Thanks for the kind words. I will be contacting them at the end of this month!