What is the name of your state? Georgia
In May 2004 I wrote a check to a dealership after having my vehicle repaired due to an accident. The dealership agreed to hold the check for 3 days in the hopes that I would receive my check from the insurance company and I was going to bring that to them. On the third day I took the check down to the dealership and was told my check would be torn up. In October of 2004 I left the country for work and my sister was staying at my home on an off. She started receiving phone calls from Check Care in late October 2004 stating that I needed to pay them for my $970 check that bounced. I was never notified by the dealership nor check care in writing then or now. I returned home two weeks ago and when I realized that the insurance check was sent back to the insurance company and my check had been deposited instead of torn up, I realized that I did owe the debt. I phoned the dealership and informed the Service Manager I would be coming in to pay it to him. Now Check Care called my house 3 and 4 times a day from October til Wed of this past week. I was told 5 times by 2 of 3 different people including the manager of Check Care that I was going to jail if I didn't pay them immediately. I was out of the country. I was never sent anything in writing from either the dealership or Check Care. Check Care did however call me 7 days a week 3 and 4 times a day. Always with threats regarding my impending incarceration. I went to the dealership this week and explained to the Service manager what had transpired and I apologized and I paid him the money. He in turn got on the phone with Check Care to inform them that I had paid him and the manager inform him that they were drafting the money out of my bank account that evening. Now I have paid the debt 2 times. I never authorized a withdrawl from my account. I never received anything in writing regarding the check. They are rude and threatening and they mislead people with their claims and scare tactics.
What can I do? I am owed back money from them and i believe they did fraudulently take money out of my account. They had been informed by the dealership that I had paid and they took it out anyway. I really want to stick it to them....any advice?
In May 2004 I wrote a check to a dealership after having my vehicle repaired due to an accident. The dealership agreed to hold the check for 3 days in the hopes that I would receive my check from the insurance company and I was going to bring that to them. On the third day I took the check down to the dealership and was told my check would be torn up. In October of 2004 I left the country for work and my sister was staying at my home on an off. She started receiving phone calls from Check Care in late October 2004 stating that I needed to pay them for my $970 check that bounced. I was never notified by the dealership nor check care in writing then or now. I returned home two weeks ago and when I realized that the insurance check was sent back to the insurance company and my check had been deposited instead of torn up, I realized that I did owe the debt. I phoned the dealership and informed the Service Manager I would be coming in to pay it to him. Now Check Care called my house 3 and 4 times a day from October til Wed of this past week. I was told 5 times by 2 of 3 different people including the manager of Check Care that I was going to jail if I didn't pay them immediately. I was out of the country. I was never sent anything in writing from either the dealership or Check Care. Check Care did however call me 7 days a week 3 and 4 times a day. Always with threats regarding my impending incarceration. I went to the dealership this week and explained to the Service manager what had transpired and I apologized and I paid him the money. He in turn got on the phone with Check Care to inform them that I had paid him and the manager inform him that they were drafting the money out of my bank account that evening. Now I have paid the debt 2 times. I never authorized a withdrawl from my account. I never received anything in writing regarding the check. They are rude and threatening and they mislead people with their claims and scare tactics.
What can I do? I am owed back money from them and i believe they did fraudulently take money out of my account. They had been informed by the dealership that I had paid and they took it out anyway. I really want to stick it to them....any advice?