<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by Abozmiller:
The savings in my daughter's account was set up as a "gift to minor" for which my husband was required to hold joint ownership. The money taken out of the account was done by the credit union without my daughter or husband's notification to pay on my husband's delinquent credit card account. Is this still leagal in Florida? <HR></BLOCKQUOTE>
My response:
Most banks and credit unions, by contract, have a "right" to take funds from another available account. On Monday, go to the Credit Union and ask them to show you, where in the Credit Card Agreement that father signed, and where in the minor's saving account agreement, that the Credit Union is allowed to take funds from a savings account. Make sure the agreements and contracts, including any addendums, are the ones dated from when the accounts were opened, and make sure they show you when any such contracts or agreements were changed to allow such fund transfers. If all is proper, then father is on the hook to his daughter because his daughter is not at fault for being in default on the credit card accounts, and that money in the savings account was hers.
IAAL
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[This message has been edited by I AM ALWAYS LIABLE (edited April 22, 2000).]
