Hi there ~ So we do annual shop/comparison for homeowners insurance on 5 motorcycles, 2 homes & 2 cars. 2 years ago a neighbors tree fell & took out a portion of our fencing.That neighbor turned the claim in to his homeowners insurance. They wouldn't cover it because the neighbor didn't know the tree was rotted. We decided not to put in a claim on our HOI & just repaired the fence out of pocket.....So now we find out Geico is dinging us for the claim!! We never turned it in. My question is how do we go about getting that black mark removed from our Geico quotes since we never turned it in nor even told them about the fence. We don't know how they even knew. Of course, the neighbor didn't offer to pay for the damages. We just ate the costs out of pocket.