Sinamenone
Member
What is the name of your state (only U.S. law)? PA
Good afternoon, I recently closed my Macy's account, $228 & took a settlement offer to close my Verizon account, $326.71. Today when I requested my annual free credit report, they show as adverse accounts on Transunion & potentially negative items on Experian. Transunion goes on to state the estimated date of removal is 2011 for Macy's & 2015 for Verizon. Experian has my Verizon account to continue on record until 2014. Why is this? I've paid my debt & I feel it should be totally removed from my report. Thanks in advance.
Good afternoon, I recently closed my Macy's account, $228 & took a settlement offer to close my Verizon account, $326.71. Today when I requested my annual free credit report, they show as adverse accounts on Transunion & potentially negative items on Experian. Transunion goes on to state the estimated date of removal is 2011 for Macy's & 2015 for Verizon. Experian has my Verizon account to continue on record until 2014. Why is this? I've paid my debt & I feel it should be totally removed from my report. Thanks in advance.