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closing before final walkthrough on new manufactured home

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North Carolina

My husband and I are purchasing a home from a manufactured home company. At this point, the home is on the chosen lot, about 3/4 of the construction is complete. The closing date has been set for the 17th of May by the sellers, but the home will not be ready for occupancy until 'sometime near the end of the month'. We have not been given a completion date.
The water and electric have not yet been connected to the home. And the main drain to the septic tank runs over the poured concrete footing of the home placing it above ground and well above the frost line. We would not mind closing before it is ready for occupancy, but we would prefer to wait until we could do a walk through and check water connections and electrical appliances. I also question the placement of the septic drain. Can we be forced to close before we can do a walk through? The manufactured home company claims that because the loan is a contruction loan and not a conventional loan we have to so they can receive some of their money. Or can we just walk away at this point without the manufactured home place coming after us?

Thank you for your time.


Senior Member
DO NOT CLOSE without your final walk and without having an attorney review the docs. You may need several inspections to protect you first.

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