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Cloud removed - Title question

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Investorrequest

Junior Member
My attorney seems to have dropped the ball so I'm looking to understand this before I go in to talk with them. Any insight would be appreciated.

What is the name of your state : HI

I bought a special warranty deed house in an auction. So far so great ... I know that it's not title insurance but I want to get that. Now I find title insurance won't insure because there is a cloud.

Cloud is from commissioner failing to close escrow after proceedings for 10-15 days. It went over the expected 45 days for escrow that we are suppose to have in this state. Now the title company won't insure that part because they don't know if everything is on the up and up. I have a title report it says this is only issue and a tax lien which I expect to pay.

Goal : clear title so I can can obtain financing on property - to get cash out of property - I paid cash. I want to quiet title.

Q:
I want to know grounds upon which they can base a challenge and can they get the house back under current situations

Is escrow not being closed a reason they can get the house back (the people being foreclosed on were contacted and discussed things with the commissioner since the beginning of proceedings so I assume they were notified)?

My attorney simply told me that there was a cloud on it after doing some research ... I told them that and handed them a title report so I'm wondering if they are somebody I should be working with. I asked the questions above. Does this seem like a attorney I should continue working aside this realestate lawyer?
 
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