indiana
I know this thread is from years ago...hoping you’re still able to respond. I co-signed on a car in 2014 for a friend. April 2015 was the last time this person made a payment, and took the car across the county (Arizona—I live in Indiana). May 2015 I received a letter from the bank stating a payment was missed. I called the bank directly (because the person I co-signed for was not returning my calls) the bank told me they actually talked to this person and they are making a payment. I said great...fast forward to August 2015 the bank calls me and says the payments have not been made since April 2015 and the person is no longer carrying insurance on the car so the bank is having to pay for that too. First I had heard of this. The payments and insurance was so far behind at that point i couldn’t catch it up. I pleaded with this persons family to let me know where he is so I could get the car. About 6 months later he visited family in Indiana, his son called me and let me know where the car is. The bank repossessed it at that time. February 2019 I received a letter from WWR Addressed to My first name and the person who had the cars last name. That has never been my name...they said if I didn’t respond they would enforce legal obligations. I called them back. The car was purchased for 14,414 dollars...the balance due was 26,683 dollars. I told them I could pay 2000 and that is all I could do. The man on the phone said he would discuss this with his partners and call me back. I didn’t heard a thing from them until 10-2019 when I got another letter, this time stating the balance was 18k. This letter didn’t state anything about legal action. I would like some advice on how to proceed...the letters have all come to me with an incorrect last name. A name that has never been my name. I also live in Indiana. From what I can tell WWR does not have an office in Indiana...can they still sue me?
I did receive a certified letter in 2016 from someone, can’t remember who but I think it was the bank...but it was addressed to this name that is the incorrect last name so I refused the letter and would not sign it...please help. Looking for any advice
I know this thread is from years ago...hoping you’re still able to respond. I co-signed on a car in 2014 for a friend. April 2015 was the last time this person made a payment, and took the car across the county (Arizona—I live in Indiana). May 2015 I received a letter from the bank stating a payment was missed. I called the bank directly (because the person I co-signed for was not returning my calls) the bank told me they actually talked to this person and they are making a payment. I said great...fast forward to August 2015 the bank calls me and says the payments have not been made since April 2015 and the person is no longer carrying insurance on the car so the bank is having to pay for that too. First I had heard of this. The payments and insurance was so far behind at that point i couldn’t catch it up. I pleaded with this persons family to let me know where he is so I could get the car. About 6 months later he visited family in Indiana, his son called me and let me know where the car is. The bank repossessed it at that time. February 2019 I received a letter from WWR Addressed to My first name and the person who had the cars last name. That has never been my name...they said if I didn’t respond they would enforce legal obligations. I called them back. The car was purchased for 14,414 dollars...the balance due was 26,683 dollars. I told them I could pay 2000 and that is all I could do. The man on the phone said he would discuss this with his partners and call me back. I didn’t heard a thing from them until 10-2019 when I got another letter, this time stating the balance was 18k. This letter didn’t state anything about legal action. I would like some advice on how to proceed...the letters have all come to me with an incorrect last name. A name that has never been my name. I also live in Indiana. From what I can tell WWR does not have an office in Indiana...can they still sue me?
I did receive a certified letter in 2016 from someone, can’t remember who but I think it was the bank...but it was addressed to this name that is the incorrect last name so I refused the letter and would not sign it...please help. Looking for any advice