A
Argyle
Guest
This question originates from Washington State.
I elected to have COBRA coverage and have made payments to my former employer via certified mail. I used certified mail due to the circumstances of my termination and for other reasons leading me to distrust them. They have signed for the last six of my certified mail payments. The most recent payment was mailed on the 22nd of July and the first notice of the mail was provided to them on the 24th of July. The second notice was delivered on the 30th. The payment was unsigned for and returned to me on the 8th of August. The end of my payment grace period was the end of July. I have not yet contacted them and I'm certain this should be my next step. I'm also certain I will receive some kind of a polite "tough luck" response. My concern is the continuation of my coverage. Is my envelope proof of payment having been made and rejected?
In addition, they have been cashing my checks and not passing the payments on to the insurance company. I had to call them once and consequently received a notice from the insurance company that I had been reinstated with a new termination date. The envelopes were addressed to the Human Resource Director by name and title. The excuse for not my not having coverage, given by the H.R. Director, was 'Oh, those checks must have gone straight to accounting'. Four checks since then have been signed for and deposited. I have received nothing since then showing reinstatement. Is it legal for an employer to deposit your payments into their bank account and not pay premiums for you to their insurance company? Thank you, in advance, for any responses.
I elected to have COBRA coverage and have made payments to my former employer via certified mail. I used certified mail due to the circumstances of my termination and for other reasons leading me to distrust them. They have signed for the last six of my certified mail payments. The most recent payment was mailed on the 22nd of July and the first notice of the mail was provided to them on the 24th of July. The second notice was delivered on the 30th. The payment was unsigned for and returned to me on the 8th of August. The end of my payment grace period was the end of July. I have not yet contacted them and I'm certain this should be my next step. I'm also certain I will receive some kind of a polite "tough luck" response. My concern is the continuation of my coverage. Is my envelope proof of payment having been made and rejected?
In addition, they have been cashing my checks and not passing the payments on to the insurance company. I had to call them once and consequently received a notice from the insurance company that I had been reinstated with a new termination date. The envelopes were addressed to the Human Resource Director by name and title. The excuse for not my not having coverage, given by the H.R. Director, was 'Oh, those checks must have gone straight to accounting'. Four checks since then have been signed for and deposited. I have received nothing since then showing reinstatement. Is it legal for an employer to deposit your payments into their bank account and not pay premiums for you to their insurance company? Thank you, in advance, for any responses.
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