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collection debate

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When I was 17, I worked for Bergners Department Store. They issued each employee a company card to use for purchases and to recieve your employee discount. I used the card and signed for it (not knowing what I was signing for) at the age of 17 and it was a charge card. There was a balance of $185.00 and once my parents found out, they were furious that someone issued me a card without their authorization and they instructed me not to pay the balance. Now, it is on my credit report as unpaid and seriously delinquent. Is the balance valid since I was only 17 when I signed for the card? I thought that you had to be 18 y.o to sign for any credit card or charge card. Am I right?


Senior Member
Leaving the age issue aside, you really ought to go ahead and pay the $185. If this is your first attempt at credit, it sure won't inspire another lender to take a chance on you. Stiffing a crditor and an employer over a small amount is not a good habit to get into.

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