Collection from joint account?

[RiotAct]

What is the name of your state? OH

I've just started a new job. It's part time, not many hours and doesn't pay much, but it will help with the bills at home. The company doesn't issue paychecks. Instead, you have a choice of a debit card or direct deposit. I turned down the debit card because of problems I'd heard about them. Instead, I opted for direct deposit.

Since I don't have a bank account of my own, my bf/partner agreed to put me on his account. All household bills are paid out of his account anyway.

My question is can my creditors (ie. old hospital/medical bills) take any money from this account? Are they allowed to just go into anyone's bank account and remove funds?

 

[Zigner]

What is the name of your state? OH

I've just started a new job. It's part time, not many hours and doesn't pay much, but it will help with the bills at home. The company doesn't issue paychecks. Instead, you have a choice of a debit card or direct deposit. I turned down the debit card because of problems I'd heard about them. Instead, I opted for direct deposit.

Since I don't have a bank account of my own, my bf/partner agreed to put me on his account. All household bills are paid out of his account anyway.

My question is can my creditors (ie. old hospital/medical bills) take any money from this account? Are they allowed to just go into anyone's bank account and remove funds?

Yes, they can. Your b/f can start a new account with you on it and have ONLY your paycheck deposited in there. Or, go with the debit card

 

[VeronicaLodge]

wouldn't she have to be sued first and them obtain a judgment before they just go into her account?

 

[RiotAct]

I've had a couple of judgements against me already. I've had to go to court and talk to the creditor's attorney to tell them what all I don't own, how much money I don't have and what job I don't have. It's been easy. They make it harder on you when you do get a job. When they find out, they garnish your wages and no employer wants all that hassle from a new employee, so they find a way to get rid of you.

Thank you for the information.